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The Insurance Charity

Supporting insurance people when they need us most

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support

What to expect

  • We understand that talking about your finances can sometimes feel overwhelming. You’ll receive ongoing support from a dedicated member of our friendly team to guide you through the process in complete confidence.
  • You’ll be asked to provide documents to confirm your identity and demonstrate you meet the eligibility criteria in terms of insurance service, financial hardship and misfortune.
  • When considering an application, we look at the household in its entirety. So, if other people live with you, we’ll need details of their finances and circumstances too.
  • After you’ve submitted your application and the documentation we’ve requested, we’ll confirm receipt and outline the next steps. This is likely to include a video call or a face-to-face meeting which we aim to arrange within a week of receiving the necessary information from you. 
  • During a call or home visit, our welfare team or local visitor will talk to you about the issues you’re facing and review the information you’ve provided to make sure we have everything we need to move your application forward. 
  • If your household income isn’t meeting day-to-day essential costs, we’ll suggest ways to maximise income and reduce non-essential spending. We might also signpost you to claim any welfare benefits you may be entitled to.
  • Once we have all the information we need, the Charity will consider your application and let you know our decision as soon as we possibly can.

Visit our FAQs to find out more information about our eligibility criteria and the application process. 

FAQs

Stories

Caroline

Caroline

Caroline was referred to us after suffering prolonged mental health issues and finding herself unable to afford private therapy.
Read more
Lorraine

Lorraine

Single-mum Lorraine was diagnosed with fibromyalgia and struggled to work. We funded a programme to help manage the pain and psychological effects of her condition.
Read more
Tara

Tara

Alongside our financial help for day-to-day living, we referred Tara to Shelter through our partnership to provide support for her complex housing situation.
Read more

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  • Get support
  • Who we can help
  • How we can help
  • Apply for support
  • Practical support
  • Support for housing issues
  • School Essentials Grants
  • FAQs

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    Get involved

    • Working with employers
    • Working with HR teams
    • Local insurance networks
    • Pensioner networks
    • Donate
    • Volunteer
    • Annual awareness campaign

    About us

    • Our history
    • Meet the team
    • Our board and committees
    • Our impact and financials
    • Latest news
    • Events
    • Newsletters

    Get in touch

    5th Floor
    72 Cannon St
    London
    EC4N 6AE

    020 7606 3763
    NOTE: If calling from Rep of Ireland call
    1800 812 933 (Freephone number)
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    © 2026 The Insurance Charity
    The Insurance Charity is the working name of The Insurance Charities, a registered charity in England & Wales (206860), Ireland (20200129). Scotland (SC047527) and Isle of Man (1230).
    A company limited by guarantee, registered in England & Wales (74461) at 5th Floor, 72 Cannon St, London EC4N 6AE and in the Isle of Man (006098F) at 19-21 Circular Road, Douglas, IM1 1AF.